This month, we’re excited to bring you the latest in payment innovation, industry news, and updates from iStream. As the payments landscape continues to evolve, we’re here to help you stay informed, stay efficient, and stay ahead. From real-time transaction trends and regulatory shifts to practical resources and product spotlights, this edition has something for everyone.
Industry News & Insights
The Paypers recently released its Global Payments and Fintech Trends Report 2025. Listing a number of notable trends:
⏱️ Real-time payments continue to rise: Instant transactions will make 2025 a defining year for the future of payments.
💻 Crypto’s comeback: Following the crypto winter of 2021 and 2022, the sector is experiencing a boost in morale.
🤖 AI and regulatory oversight: The EU AI Act and DORA signal a new regulatory era, impacting how financial companies approach risk management and innovation.
More News
The payments industry in some areas of the world is shifting toward Payments-Platform-as-a-Service (PPaaS), enabling more flexibility and integration for merchants.
Starting summer 2025, FedNow Service participants will gain access to new account activity threshold functionality, allowing financial institutions to set custom transaction limits based on customer segments and risk tolerance.
A recent study shows a direct correlation between digital payments and GDP growth, indicating that governments should encourage the adoption of digital payments to support economic growth.
Resources
Inconsistent payment processing? Not our style.
Inconsistencies with your payment processor can be a source of constant frustration for your business. Delayed deposits, unpredictable charges, and settlement holds can disrupt cash flow, erode trust with your customers, and ruin your reputation.
iStream Financial Services eliminates these pain points, keeping your business running smoothly with no disruptions, with our consistent settlement times, 20 years of experience, and in-depth knowledge of the intricacies of financial auditing.
Highlights
On February 11, 2025, we proudly honored National Accredited ACH Professional (AAP) Recognition Day, recognizing the experts who ensure the integrity, security, and efficiency of the ACH Network.
At iStream, we are especially grateful for our three in-house AAPs, whose knowledge and commitment help us deliver seamless, secure payment solutions every day. Their expertise is invaluable in keeping ACH payments running smoothly for our clients.
Product Spotlight
ACH processing
ACH processing from iStream Financial Services is designed to provide a low-cost and efficient option when it comes to payment processing. Known for their affordability, ACH transactions are the go-to option for recurring payments, including payroll, bills, and subscriptions, due to lower fees compared to credit cards.
Features:
- ACH Origination and Receipt
- Sub-Accounting / Split Settlement
- Realtime Access to Data
- Reconciliation Made Easy
- Validation
With the ability to both initiate and receive ACH payments via several pathways, easily reconcile transactions, among other features, iStream has a streamlined payment processing solution that helps organizations reduce costs, grow revenue, and improve efficiency.
Download ACH Information Sheet
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